Privacy notice

Who: MicroPay credit wallet, an Open Infrastruct experiment run by Giovanni Kerkhof, the Netherlands. Contact: [email protected].

What we keep: your email address (encrypted at rest; used only to sign you in and send receipts), the country you chose, and your wallet ledger (top-ups, payments, receipts). No IP address, no tracking cookies — only a sign-in cookie. Card details go to Stripe and never reach us.

Why: to run the wallet you asked for (contract) and to measure, in aggregate, how people use it (sign-ups, pack sizes, what credits are spent on — without personal data).

How long: until you delete the account, at most 12 months of inactivity. Ledger lines stay without your address (bookkeeping).

Delete: use "Delete my account" on the My credits page, the link in any receipt email, or reply "delete" to any email from us.

Processors: Cloudflare (hosting, database), Stripe (card payments), our own mail server (email).